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Eligibility for voluntary retirement is very specific and unique to the individual. To determine if you are eligible or not will depend on your retirement plan, age, and years of service. Please reference the retirement plan you are enrolled in. You may need to consult with several advisors; please see our contact information for a complete list and resources. Please note, PERA employees are also eligible.Ìý

CU 401A Plan Eligibility Requirements

• You must be at least 55 years of age, meaning you have reached your 55th birthday
• You must have a minimum of five CU qualifying years of service
• Employee Services will determine your eligibility for regular versus early retirement based on the 75/70 formula. To estimate if you qualify for regular retirement, simply add your age plus your CU qualifying years of service together.Ìý
  • If your age plus CU qualifying years of service equals 75 or more then you may be eligible for regular retirement and receive 100% of the University of Colorado contribution towards retiree benefits. The retiree pays the retiree portion.Ìý
  • If your age and CU qualifying years of service equals 70-74, then you may be eligible for early retirement and receive the University of Colorado pro-rated contribution towards retiree benefits. The retiree pays the remaining percentage plus the retiree portion.Ìý

PERA Retiree Eligibility Requirements

• 50 years of age
• A minimum of five years of CU Service
• Officially will retire with PERA
• Non-Medicare eligibleÌý

PERA Retirement Types

• Regular Retirement: CU pays 100% of the employer portion of benefit premiumsÌý
  • 20 qualifying CUÌýyears of service or more
  • Retiree pays the retiree portion
• Early Retirement: CU pays a percentage of the employer portion of benefit premiumsÌý
  • CU years of service equal more than five years, but less than 20Ìý
  • Retiree pays the remaining percentage plus the retiree portion

PERA Resources

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